About Me

When Filing Bankruptcy Is the Best Option

Thanks for stopping by my website. My name is John Finley, and I’m 46 years old. A few years ago, my wife and I found ourselves in a financial bind that continued to get worse. No matter how hard we tried to catch up, it seemed that our bills got larger, and we couldn’t keep up. Some of our credit card balances got so high that we couldn’t make the minimum payments. The collection phone calls came often and caused us a great deal of stress. We talked about different ways to get out of debt, but never found one that worked. We were both in agreement that filing bankruptcy was our last option. Well, the time came where we were out of other options and contacted a bankruptcy attorney. I am going to share our experiences with you and hope you find them to be helpful.

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3 Ways To Get Back On Your Financial Feet After Bankruptcy

Posted on February 24, 2015

Filing for bankruptcy can seem like an epic failure for many Americans. Unfortunately, bankruptcy is the only way for some people to escape the unbearable burdens of their debt. If you are considering bankruptcy, but you are worried that your financial future will be ruined forever if you file, there is hope. Here are three ways you can continue to build a positive credit rating, even after you file for bankruptcy. [Read More]

4 Things To Know About Chapter 7 Bankruptcy

Posted on February 24, 2015

If you are having problems paying your debt, you should consider filing for a Chapter 7 bankruptcy. This will help discharge many of the bills that you simply can't pay. You may have lost your job, or you may be going through a divorce that has resulted in a significant decrease in your income. There are specific things you should know if you intend to file for this type of bankruptcy. [Read More]

The Big B And D: When Bankruptcy And Divorce Face Off

Posted on February 21, 2015

As if one major life change was not enough, it is not uncommon for divorce and bankruptcy to fall within the same short time frame. When two people in one household suddenly split into two separate entities, the financial strain can sometimes be too much for one or the other person to handle. Further, divorce sometimes means alimony, child support, and other new expenses that take up a great portion of income that was readily available before the division. [Read More]

Try These Three Tactics Before You File For Bankruptcy

Posted on February 20, 2015

If you have been in debt for a long time, you might be tempted to just throw up your hands and head to bankruptcy court to get a fresh start. But that clean start can end up hurting you in some ways too. You likely won't be able to get another loan for a number of years, and a bankruptcy showing up on your credit report could hurt you during a job search. [Read More]